PRIVACY POLICY
1. About FirstProtect
FirstProtect is an independent term life insurance consulting platform.
We do not sell insurance policies and are not an insurance company. Our role is limited to providing unbiased guidance and consultation to help users make informed decisions.
2. Nature of Services
All consultations are advisory in nature
Final policy purchase decisions rest entirely with the user
FirstProtect does not guarantee policy issuance, acceptance, premium rates, or claim approval
Any insurer-specific decisions are governed by the respective insurance company’s terms
3. Consultation Booking
Users may book consultations through our online booking system
Time slots are subject to availability
We reserve the right to reschedule consultations in exceptional circumstances
Free and paid consultation inclusions are clearly defined on the Plans page
4. Fees & Payments
Basic Consultation may be offered free of cost
Premium and VIP consultations are one-time professional service fees
Fees are charged for time, expertise, and analysis, not for policy sales
Payments once made are non-refundable, unless explicitly stated otherwise
5. No Policy Sales or Commissions
FirstProtect:
Does not sell insurance products
Does not represent any single insurer
Is compensated for consulting services, not policy commissions
6. User Responsibilities
You agree to:
Provide accurate and complete personal, financial, and medical information
Disclose relevant details truthfully during consultation
Understand that incorrect disclosures may affect policy outcomes
FirstProtect shall not be liable for consequences arising from incorrect or incomplete information provided by users.
7. Intellectual Property
All content, branding, text, graphics, and logos on this website are the property of FirstProtect and may not be copied, reproduced, or distributed without prior written consent.
8. Limitation of Liability
FirstProtect shall not be liable for:
Any direct or indirect loss arising from reliance on consultation advice
Insurer decisions, claim outcomes, or underwriting results
Website downtime, technical errors, or booking system interruptions
9. Third-Party Links
Our website may contain links to third-party websites. FirstProtect is not responsible for the content, policies, or practices of such websites.
10. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of Indian courts.
11. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Updates will be posted on this page.
12. Contact Information
For any questions regarding these Terms, contact us at:
📧 firstproject@gmail.com