Why We Offer
Consultation Plans
At FirstProtect, we don’t sell insurance policies.
We help you choose the right one. Different individuals need different levels of guidance from quick validation to end-to-end hand-holding through underwriting and claim safety.
BASIC CONSULTATION
Best for first-time term insurance buyers
$0 – Free Consultation
- What you get
- True Life Cover Requirement
- Income, expenses & loan analysis
- Term plan type recommendation
- Coverage amount validation
- Coverage amount validation
- Not included
- Medical disclosure assistance
- Application review
- Underwriting support
PREMIUM CONSULTATION
Best for salaried professionals & families
$99 (One-time)
- Everything in Basic, plus:
- Health profile disclosure guidance
- Medical & lifestyle risk assessment
- Insurer underwriting alignment
- Premium band optimization
- Policy structure explanation
- Ideal if:
- You have existing health conditions
- You want lowest premium without claim risk
- You want peace of mind before applying
VIP CONSULTATION
Best for first-time term insurance buyers
$149 (End-to-End Support)
- Everything in Premium, plus:
- Full application review
- Medical & financial documentation checks
- Underwriting follow-ups
- Claim-safe policy structuring
- Priority support till policy issuance
- Ideal if:
- High income / multiple policies
- Business owners or NRIs
- Past rejections or loaded premiums
100% Unbiased.
Zero Sales Pressure.
We are compensated for finding the right fit,
not for selling a specific insurer’s policy.
Your interest comes first always.
